An independent payments advisor on the merchant’s side.
Derived compares payment processors, POS systems, equipment, software, and contract terms as one decision. We explain the tradeoffs and stay involved through implementation.
How we help
From the first operational questions through implementation and support.
Start with the operation
Derived begins with how the business sells, how the team works, what customers expect, what the current system costs, and where the friction appears—not with a preferred product.
- Locations, channels, volume, ticket size, and seasonality
- Orders, inventory, appointments, invoices, or delivery workflows
- Current hardware, software, processor, contract, and support issues
Read the current numbers first
For an existing merchant, one recent complete statement shows the effective rate, card mix, processor markup, recurring charges, and fee structure that a replacement must beat.
Request an auditFilter the market around fit
The shortlist is built from required workflows, merchant eligibility, integrations, hardware, support, and complete economics. Products that cannot perform the difficult work do not stay on the list.
Compare complete written terms
Hardware, software, processing, recurring fees, funding, contract terms, implementation, data access, and support appear in the same comparison.
- Same merchant volume, channels, card mix, and ticket assumptions
- Every required device, module, integration, and service
- Ownership, renewal, cancellation, and replacement conditions
Implement before the old system disappears
Configuration, data import, equipment staging, staff training, test payments, funding verification, and a rollback path belong in the decision—not in the week after signing.
Keep an advocate after launch
If you choose an option through Derived, we remain an escalation path when the provider relationship needs attention.
Understand how Derived is paid
The initial comparison, statement review, and consultation do not carry a merchant fee. If a merchant selects an available provider through Derived, that provider may compensate Derived; the applicable relationship and merchant contract terms should be disclosed before commitment.
Put an advocate on your side of the table.
Start with a recent statement or a consultation. Neither starting point carries a merchant fee or an obligation to switch.