Calculate what accepting cards currentlycosts your business.
Enter one month of card volume and payment-related charges to calculate your current effective rate. The result uses only your entries and does not invent a competitor quote or promised savings.
Calculated from your entries
Your current payment-cost snapshot.
This is arithmetic from your entries—not a quote or promised savings. A complete statement is still required to classify fees and compare alternatives accurately.
Free statement analysisWhy this calculation is useful
The math stays visible.
Every included cost stays visible
Processing charges, account and software fees, annual fees, and payment equipment are normalized to one month before the effective rate is calculated.
Use a statement for an exact comparison
This calculator performs transparent arithmetic from your entries. A recent complete statement is still required to classify charges and compare providers, pricing models, equipment, and software accurately.
No invented comparison
The calculator does not create a competitor quote, predict approval, or turn an estimate into a savings claim.