Calculate what accepting cards currently costs your business.
Enter one month of card volume and payment-related charges to calculate your current effective rate. The result uses only your entries and does not invent a competitor quote or promised savings.
Calculate your all-in effective rate.
Use one processing month. Include the charges tied to accepting cards; keep unrelated operating expenses out so the result stays comparable.
This is arithmetic from the numbers you entered, not a quote or a promised savings result. A statement audit is required to classify fees and compare alternatives accurately.
Request a statement auditEvery included cost stays visible
Processing charges, account and software fees, annual fees, and payment equipment are normalized to one month before the effective rate is calculated.
Use a statement for an exact comparison
This calculator performs transparent arithmetic from your entries. A recent complete statement is still required to classify charges and compare providers, pricing models, equipment, and software accurately.