Casa Colombia: $49,680 in reported annual savings
Casa Colombia is a high-volume Colombian restaurant running $106K/month through Toast. They were overpaying on card processing, paying $499/month in software fees, financing equipment at $425/month, and absorbing junk fees every month. Total monthly cost: over $4,200. Nobody at Toast ever proactively offered to review their setup as their volume grew. Derived showed them dual pricing on SkyTab — where a clearly displayed card price and cash price let customers choose — and the math was undeniable: their processing cost would drop to zero.
Fees before
Fees after
Processing cost dropped to $0 with dual pricing
Dual pricing shows a cash price and a card price. Card customers pay the posted price which covers the processing cost. The restaurant pays $0 for card processing — on $106K/month in volume.
Software fees cut from $499 to $60/month
Toast was charging $499/month in software and add-on fees. SkyTab: $60/month for two devices. Savings: $439/month.
Free equipment replaced financed hardware
New SkyTab terminals provided at no cost. Eliminated $425/month in Toast hardware financing.
Eliminated every junk fee
PCI, statement, batch, and misc charges — $183/month in waste removed.
Qualified for $5,000 cash back to switch
Volume qualified for a $5,000 switch bonus — used part to cover Toast early termination and kept the rest.
“We were handing Toast over $4,200 a month and they never once offered us a better deal. Derived put us on dual pricing and our processing cost went to zero. Zero. We're saving almost $50,000 a year.” — Casa Colombia team, Colombian restaurant
Your statement may be hiding a number worth investigating.
Send one recent processing statement. We classify the charges and compare complete alternatives using your actual activity.