El Monterrey: $48,240 in reported annual savings
El Monterrey is a busy Mexican restaurant processing $94K/month in card volume. They'd been on Toast since opening and the setup was never revisited as their volume grew. Card processing costs were eating over $3,000/month, software fees were $499/month, equipment financing was $390/month, and junk fees added another $159. Total monthly cost: over $4,000. Derived introduced them to dual pricing on SkyTab — a cash price and a card price displayed side by side — and their processing cost dropped to $0.
Fees before
Fees after
Dual pricing eliminated all processing costs
Cash customers see one price, card customers see a slightly higher price that covers the processing fee. The restaurant pays $0 in card processing — on $94K/month in volume.
Software fees cut from $499 to $60/month
Toast was charging $499/month in software fees. SkyTab: $60/month for two devices. Savings: $439/month.
Free equipment
killed the financing — New SkyTab terminals at no cost. Eliminated $390/month in Toast hardware payments.
Eliminated every junk fee
PCI, statement, batch, and misc charges — $159/month in waste removed.
“Toast never told us we could be paying less. Derived showed us dual pricing and suddenly we're paying nothing for processing. That's $4,000 a month back in our pocket — almost $50,000 a year.” — El Monterrey team, Mexican restaurant
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