Marcello’s restaurant
Merchant case studyHistorical resultNot a guarantee

Marcello’s: $7,224 in reported annual savings

$7,224reported annual result
Historicalapproved case study

Marcello's had been on Toast since they opened — overpaying on card processing, $169/month in software fees, leasing a terminal and handheld at $156/month, and paying $79/month for third-party integrations. Other junk fees added another $53/month. They were locked into a two-year Toast contract with a hefty cancellation fee. On $32K/month in volume, the total cost was over $1,500/month. They wanted out but thought they were stuck.

Fees before

Card processing$1,120
Toast software fees$169
Equipment lease$156
Integration fees$79
Other fees$53
Total$1,577/mo

Fees after

Card processing$926
Square Plus$49
Total$975/mo
What changed
  1. Card processing cost cut significantly

    Toast was charging $1,120/month to process cards on $32K in volume. Square brought that down to $926/month — $194/month saved on processing alone.

  2. Software fees cut by 71%

    Toast was charging $169/month in software fees. Square Plus: $49/month. Savings: $120/month.

  3. Equipment lease eliminated

    Was leasing Toast hardware at $156/month. That monthly cost is gone.

  4. Integration and junk fees wiped out

    Toast was charging $79/month for third-party integrations and $53/month in other fees. All eliminated.

  5. No contract; walk away anytime

    Toast had them locked into a 2-year contract. Square has no long-term commitment. Derived covered the Toast early termination fee.

The reported results
$2,328saved on card processing/yr
$1,440saved on software fees/yr
$1,872equipment lease eliminated/yr
$948integration fees eliminated/yr
$636other fees eliminated/yr
“We wanted off Toast but they wanted thousands to let us leave. Derived got us onto Square, covered the termination fee, and we're saving over $600 a month with no contract hanging over us.” — Marcello's team, Family-owned Italian restaurant

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