Panadería Adelita: $107,640 in reported annual savings
Panadería Adelita is one of the highest-volume bakeries in Utah — pan dulce, custom cakes, tres leches, breakfast, the works. They were running $189K/month through Toast, but the setup hadn't been touched since they signed. Card processing was costing $6,763/month. Software fees were over $1,000/month, they were financing four terminals at $790/month, and junk fees added another $468. At their volume, the overcharges were staggering. Derived put them on SkyTab with a cash discount program — cash customers get a small discount, card transactions are covered by the surcharge. Processing cost: $0.
Fees before
Fees after
Cash discount eliminated all processing costs
At $189K/month, they were paying $6,763/month in card processing. Cash discount program brought that to $0. Customers who pay cash get a small discount.
Software fees cut from $1,099 to $150/month
Toast was charging $1,099/month in software fees. SkyTab: $150/month for five devices (2 POS, 2 SkyTab Airs, 1 KDS). Savings: $949/month.
Free equipment
killed the financing — Five brand-new SkyTab devices at no cost. Eliminated $790/month ($9,480/year) in Toast hardware payments.
Eliminated every junk fee
PCI, statement, batch, and misc — $468/month in waste removed.
“Nobody ever told us we were overpaying. We just thought that's what it costs to run cards. Derived looked at two statements and showed us over $100,000 a year walking out the door. Cash discount changed everything — our processing cost is literally zero now.” — Panadería Adelita team, Family-owned bakery
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